Tag Archives: The Urban institute

In a new article jointly authored by the Federal Home Loan Bank of San Francisco and the Urban Institute, new research examines the effects of Artificial Intelligence (AI) in helping level the playing field for minorities and borrowers of color, with the ultimate goal of advancing racial equity in homeownership.

Even in light of recent market turmoil, the vast majority of Americans believe that owning a home is a greater achievement than raising a family, getting a college degree, or having a career.

According to a new analysis from Harvard's Joint Center for Housing Studies, data revealed just how significant of an impact digitalization has on how Americans search for and finance homes. Click here to read more.

An Urban Institute report claims recent fears about adjustable-rate mortgages are unfounded, suggesting that the lending tool should be utilized more often.

HUD Secretary Marcia L. Fudge will host a virtual event geared toward young adults to help dispel common myths and barriers to buying a home in today’s market and how federal programs can help smooth the path to homeownership.

To address and reduce the racial gap between in home ownership and wealth-building, the Urban Institute and the Federal Home Loan Bank of San Francisco (FHLBank) have committed $1.5 million to a new program called “Racial Equity Accelerator for Homeownership” which will “develop ...

Research shows that higher-income households have “essentially fully recovered,” but lower-income families "continue to suffer.”

New commentary says that enforcement should not impact the owners, but it is. What are some possible solutions to this issue?

How can the gap in black homeownership rates be reduced to enable intergenerational wealth building and economic mobility? A report explores some strategies.

Expert panels discuss the close relationship between homeownership and economic wealth within the Latino community. Click through to know more about issues impacting wealth creation and economic mobility for Hispanic Americans.