Tag Archives: Capital Economics

As housing is inches closer to fair value due to rising home prices and distressed properties for sale continue to decline, private investors are finding it harder to find ...

Mortgage affordability has remained mostly favorable, causing demand for homes in the market to rise at a rapid pace but supply remains at a disadvantage.

As housing demand continues to rise, interest rates remain at historical lows, credit conditions ease, and the labor market improves, home price growth continues to climbs but for how much longer?

Many in the mortgage industry are beginning to question how much longer will rates remain low. See what economists are predicting the Fed do this month at their monetary policy meeting. 

The mortgage industry has been monitoring the huge decline in oil prices closely to see if it will have a negative effect on housing, but the truth is, there are both good and bad outcomes to this new crisis.

While a few foreign central banks have already implemented negative policy rates due to economic turmoil, many in the housing industry are wondering if the U.S. is next.

Although lenders are being selective in who they lend to in terms of credit score, overall, mortgage lending standards have eased every quarter over the last two years. Could this be the beginning of yet another financial crisis?

Many in the industry believed that the The TILA-RESPA Integrated Disclosure (TRID) rule was the culprit behind the huge decline in existing-home sales in November 2015.

The formation of new households in the U.S. were disappointing to say the least for the final quarter of 2015, but Capital Economics says that this news is no reason to panic.

The introduction of the TILA-RESPA Integrated Disclosure rule, or TRID, in October has led to utter chaos in the mortgage industry—or so some would have you believe.