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New CFPB Rule Cracks Down on Junk Fees

“Banks should be competing to provide better products at lower costs, not innovating to impose extra fees for no value. The CFPB will continue to rid the market of junk fees today and prevent new junk fees from emerging in the future,” said CFPB Director Rohit Chopra.

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Rising Rates Slowed Q4 Home Price Growth

"In the current supply-constrained housing market, any changes to the fundamentals of affordability are going to affect demand, and we saw this in the fourth quarter with interest rates peaking near 8% and helping further slow home price growth," said Doug Duncan, Fannie Mae SVP and Chief Economist.

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Credit Availability Falls to Decade-Plus Low

“Credit availability declined in December to the lowest level since 2012, as ongoing industry consolidation is resulting in more loan programs being removed from the marketplace,” said Joel Kan, MBA’s VP and Deputy Chief Economist.

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Increasing Pathways to Affordable Housing

In the quest to expand housing options nationwide, the Five Star Institute, in partnership with Xome, held a recent webinar focused on key strategies and initiatives to help provide access to affordable housing.

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