Data

Worries that the U.S. housing market may suffer the Fed’s first rate hike in a decade should be put to rest.

Oil prices continue to decline at rates that were unexpected to many in the housing industry, and while we all certainly enjoy lower gas prices, this may not be good for the general U.S. economy.

Mortgage lenders stand to gain more business from 30-year mortgage holders who qualify and could benefit from refinancing, but the refinancing population is shrinking at a rapid rate. So where are all the eligible refinancers?

Although it may be hard to picture the U.S. falling into a recession with so many positive reports on the economy, certain data suggests that the time of darkness could be upon us.

Many in the mortgage industry were anxiously waiting to view the results of the final jobs report of 2015 to see if the Federal Reserve was on track with its rate hike in December or did they act too fast?

Last year was a stellar year for the single-family rental market. Now the question is, will 2016 growth surpass the growth this market has already established?

Commentary is an ongoing series on theMReport.com that focuses on opinions, ideas, and insights from experts across mortgage banking. Lou Giserman discusses how the recent stock market downturn may just be the opportunity that real estate investors have been waiting for.

In a surprising twist of events, mortgage rates are kicking off the New Year under 4 percent, even after the Federal Reserve's decision to raise rates in December.

The year of 2015 was a year of prosperity and growth for the housing market, and in turn, consumers displayed their confidence with positive feelings toward their income, job security, and overall economic outlook.

Shortly after the Federal Reserve's decision to raise the federal funds rate in December 2015, mortgage applications started to fall. Is the Federal Reserve's rate hike to blame or was it really just a seasonal drop off?