The Bureau issued two Notices of Proposed Rulemaking, proposing an amendment to the General QM definition to replace the DTI limit with a price-based approach, and an extension of the Patch until the first amendment takes effect.
Read More »More Americans Miss House Payments
According to a new reports, 4.3 million homeowners are now past due on their mortgages or in active foreclosure.
Read More »Supreme Court LGBTQ Decision Gains Housing Industry Praise
“This is a historic moment for the LGBTQ+ community,” said AMDC Chair Lola Oyewole. “Extending protections aimed at prohibiting discrimination is a positive step towards the change we all need and deserve.”
Read More »How Opportunity Zones Are Impacting Distressed Communities
Dr. Ben Carson, Secretary of the U.S. Department of Housing and Urban Development and Chairman of the White House Opportunity and Revitalization Council, delivered a report this month to President Donald J. Trump outlining Opportunity Zone best practices and examples of revitalization.
Read More »Pandemic Causes Drop in Home Sales
A new GSE report reveals how pandemic conditions are impacted the housing market.
Read More »Policy Impications of Mortgage Credit Tightening
A new paper from Don Layton examines how mortgages get made in 21st-century America, who sets the credit standards, why those standards are not fully immune to economic conditions.
Read More »Coronavirus Impacts Minority Homeowners
A new report reveals how some homeowners are disproportionately affected by missed work and lockdowns.
Read More »Measuring Homeowner Stress Increase
As a result of economic collapse, many new homeowners are feeling reduced levels of comfort, security, happiness, and pride.
Read More »The Employment Situation’s Long-Term Housing Impact
After unemployment claims dropped week over week, housing experts weigh in on the new data.
Read More »Assisting Cost-Burdened Households
Many households are now at risk of losing their homes to eviction or foreclosure. Click through to find out what programs are assisting these homeowners.
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