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Author Archives: Brianna Gilpin

Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation's leading diversified media and information services companies. To contact Gilpin, email [email protected].

Attention All HELOC Issuers: Please Report to CFPB

The CFPB announced Thursday that the Home Mortgage Disclosure Act (HMDA), enacted in 1975, has been temporarily changed for banks and credit unions that offer Home Equity Lines of Credit. Take a look at some of the changes that were made in the final ruling.

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Undersupplied and Overheated

At the epicenter of the housing crisis was the underwater borrower, a by product of unrealistic price points and an over-heated housing market. Now, according to recent data, some market's are overheating once more.

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As individuals make their way through the industry and companies merge, follow all the important highlights in this activity update.

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Mortgage Deduction Possibility Causes Uncertainty

In December 2016, then incoming Treasury Secretary Mnuchin boldly stated the Trump administration would employ the “largest tax change since Reagan.” However, that change could come with significant adjustments to the mortgage interest deduction, something that sparks mixed emotions across the country.

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Is the Real Estate Market Changing?

Most Realtors agree, according to a recent survey, that the landscape of their industry is changing. What aspects of real estate do firms believe will be important in the year to come?

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How Far Will $1 Million Take You? It Depends . . .

According to AARP, those planning for retirement should save approximately $1 million considering the average American retirement age is 63 and life expectancy is 85. However, not all areas in the U.S. are the same when it comes to how long that million will last.

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Freddie Mac Launches an ACE

When it comes to potential homebuyers as well as homeowners looking to refinance, Freddie Mac is turning to automated appraisals—at least if the property passes its automated collateral evaluation, or ACE.

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