It has been two years since the FHA lowered its mortgage insurance premiums down to 0.85 percent. Is another reduction in the cards as the Obama Administration nears its conclusion?
Read More »Happy New Year . . . Rates Reverse Course
Both 15- and 30-year fixed-rate mortgage interest rates retreated to open 2017 after two months of steady increases. How does this stack up with analysts' expectations?
Read More »OCC: Bank Trading is Up, Credit Risk is Down
Net current credit exposure, the metric the OCC uses to evaluate credit risk in bank derivative activities, is currently only a fraction of what it was at the start of the crisis.
Read More »Predicting the Path of Mortgage Rates in 2017
Interest rates on fixed-rate mortgages have risen by approximately 75 basis points over the last eight weeks and are at a two-year high. But how much higher are they going to get over the next 12 months?
Read More »Fannie Mae’s Mortgage Portfolio Shrinks Further
Despite two rare monthly expansions this year, Fannie Mae's gross mortgage portfolio is on a swift downward trajectory.
Read More »It’s Official: Arch Capital Acquires United Guaranty
Arch Capital Group can move forward with its plans to expand its footprint in the private mortgage insurance industry with the announcement of the completion of the acquisition of United Guaranty Corporation.
Read More »Home Prices: 54 Months of Gains and Counting
Though home prices have risen every month for more than four years and have passed their pre-crash highs in many areas, the rate of appreciation is expected to slow next year.
Read More »Communities Are Clearly Seeing Plywood Alternative
The age-old standard for boarding up windows in vacant homes, plywood, is gradually becoming a thing of the past.
Read More »Thousands of HARP-Eligible Borrowers are ‘in the Money’
The FHFA's Home Affordable Refinance Program is expiring in September 2017, and there are still many borrowers with GSE-backed loans who are eligible and who would benefit economically from the program.
Read More »Weather is Cooling, But Demand is Not
The fall months are typically the off-season for housing, but that was not the case this time around.
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